Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
18 | 0.00135 | 1 | 50 000 | 0.1351% | 0.0324% | 0.1675% | 0.5 | 0.335% |
19 | 0.00137 | 1 | 50 000 | 0.1371% | 0.0327% | 0.1698% | 0.5 | 0.340% |
20 | 0.00149 | 1 | 50 000 | 0.1491% | 0.0341% | 0.1832% | 0.5 | 0.366% |
21 | 0.00161 | 1 | 50 000 | 0.1611% | 0.0354% | 0.1965% | 0.5 | 0.393% |
22 | 0.00161 | 1 | 50 000 | 0.1611% | 0.0354% | 0.1965% | 0.5 | 0.393% |
23 | 0.00161 | 1 | 50 000 | 0.1611% | 0.0354% | 0.1965% | 0.5 | 0.393% |
24 | 0.00166 | 1 | 50 000 | 0.1661% | 0.0359% | 0.2020% | 0.5 | 0.404% |
25 | 0.00172 | 1 | 50 000 | 0.1721% | 0.0366% | 0.2087% | 0.5 | 0.417% |
26 | 0.00174 | 1 | 50 000 | 0.1741% | 0.0368% | 0.2109% | 0.5 | 0.422% |
27 | 0.00182 | 1 | 50 000 | 0.1821% | 0.0376% | 0.2197% | 0.5 | 0.439% |
28 | 0.00193 | 1 | 50 000 | 0.1931% | 0.0388% | 0.2319% | 0.5 | 0.464% |
29 | 0.00200 | 1 | 50 000 | 0.2001% | 0.0395% | 0.2396% | 0.5 | 0.479% |
30 | 0.00208 | 1 | 50 000 | 0.2081% | 0.0402% | 0.2483% | 0.5 | 0.497% |
31 | 0.00212 | 1 | 50 000 | 0.2121% | 0.0406% | 0.2527% | 0.5 | 0.505% |
32 | 0.00229 | 1 | 50 000 | 0.2291% | 0.0422% | 0.2713% | 0.5 | 0.543% |
33 | 0.00237 | 1 | 50 000 | 0.2371% | 0.0429% | 0.2800% | 0.5 | 0.560% |
34 | 0.00249 | 1 | 50 000 | 0.2491% | 0.0440% | 0.2931% | 0.5 | 0.586% |
35 | 0.00256 | 1 | 50 000 | 0.2561% | 0.0446% | 0.3007% | 0.5 | 0.601% |
36 | 0.00271 | 1 | 50 000 | 0.2711% | 0.0459% | 0.3170% | 0.5 | 0.634% |
37 | 0.00280 | 1 | 50 000 | 0.2801% | 0.0467% | 0.3268% | 0.5 | 0.654% |
38 | 0.00302 | 1 | 50 000 | 0.3021% | 0.0484% | 0.3505% | 0.5 | 0.701% |
39 | 0.00334 | 1 | 50 000 | 0.3341% | 0.0509% | 0.3850% | 0.5 | 0.770% |
40 | 0.00329 | 1 | 50 000 | 0.3291% | 0.0506% | 0.3797% | 0.5 | 0.759% |
Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
41 | 0.00386 | 1 | 50 000 | 0.3861% | 0.0547% | 0.4408% | 0.5 | 0.882% |
42 | 0.00384 | 1 | 50 000 | 0.3841% | 0.0546% | 0.4387% | 0.5 | 0.877% |
43 | 0.00430 | 1 | 50 000 | 0.4301% | 0.0578% | 0.4879% | 0.5 | 0.976% |
44 | 0.00477 | 1 | 50 000 | 0.4771% | 0.0608% | 0.5379% | 0.5 | 1.076% |
45 | 0.00490 | 1 | 50 000 | 0.4901% | 0.0617% | 0.5518% | 0.5 | 1.104% |
46 | 0.00598 | 1 | 50 000 | 0.5981% | 0.0681% | 0.6662% | 0.5 | 1.332% |
47 | 0.00619 | 1 | 50 000 | 0.6191% | 0.0692% | 0.6883% | 0.5 | 1.377% |
48 | 0.00673 | 1 | 50 000 | 0.6731% | 0.0722% | 0.7453% | 0.5 | 1.491% |
49 | 0.00731 | 1 | 50 000 | 0.7311% | 0.0752% | 0.8063% | 0.5 | 1.613% |
50 | 0.00768 | 1 | 50 000 | 0.7681% | 0.0771% | 0.8452% | 0.5 | 1.690% |
51 | 0.00832 | 1 | 50 000 | 0.8321% | 0.0802% | 0.9123% | 0.5 | 1.825% |
52 | 0.00897 | 1 | 50 000 | 0.8971% | 0.0832% | 0.9803% | 0.5 | 1.961% |
53 | 0.00970 | 1 | 50 000 | 0.9701% | 0.0865% | 1.0566% | 0.5 | 2.113% |
54 | 0.01018 | 1 | 50 000 | 1.0181% | 0.0886% | 1.1067% | 0.5 | 2.213% |
55 | 0.01134 | 1 | 50 000 | 1.1341% | 0.0935% | 1.2276% | 0.5 | 2.455% |
56 | 0.01232 | 1 | 50 000 | 1.2321% | 0.0974% | 1.3295% | 0.5 | 2.659% |
57 | 0.01327 | 1 | 50 000 | 1.3271% | 0.1010% | 1.4281% | 0.5 | 2.856% |
58 | 0.01447 | 1 | 50 000 | 1.4471% | 0.1054% | 1.5525% | 0.5 | 3.105% |
59 | 0.01544 | 1 | 50 000 | 1.5441% | 0.1088% | 1.6529% | 0.5 | 3.306% |
60 | 0.01707 | 1 | 50 000 | 1.7071% | 0.1144% | 1.8215% | 0.5 | 3.643% |
61 | 0.01805 | 1 | 50 000 | 1.8051% | 0.1175% | 1.9226% | 0.5 | 3.845% |
62 | 0.01941 | 1 | 50 000 | 1.9411% | 0.1218% | 2.0629% | 0.5 | 4.126% |
63 | 0.02058 | 1 | 50 000 | 2.0581% | 0.1253% | 2.1834% | 0.5 | 4.367% |
64 | 0.02193 | 1 | 50 000 | 2.1931% | 0.1293% | 2.3224% | 0.5 | 4.645% |
65 | 0.02226 | 1 | 50 000 | 2.2261% | 0.1302% | 2.3563% | 0.5 | 4.713% |
66 | 0.02354 | 1 | 50 000 | 2.3541% | 0.1338% | 2.4879% | 0.5 | 4.976% |
67 | 0.02451 | 1 | 50 000 | 2.4511% | 0.1365% | 2.5876% | 0.5 | 5.175% |
68 | 0.02582 | 1 | 50 000 | 2.5821% | 0.1400% | 2.7221% | 0.5 | 5.444% |
69 | 0.02818 | 1 | 50 000 | 2.8181% | 0.1461% | 2.9642% | 0.5 | 5.928% |
70 | 0.02928 | 1 | 50 000 | 2.9281% | 0.1488% | 3.0769% | 0.5 | 6.154% |
А.9. Расчет базового тарифа для мужчин по «пакету» рисков с установлением Страхователю (Застрахованному) I группы инвалидности
|
Из за большого объема этот материал размещен на нескольких страницах:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 |
