Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
18 | 0.10853 | 0.025 | 5 000 | 0.2724% | 0.0218% | 0.2942% | 0.5 | 0.588% |
19 | 0.10853 | 0.025 | 5 000 | 0.2724% | 0.0218% | 0.2942% | 0.5 | 0.588% |
20 | 0.11490 | 0.026 | 5 000 | 0.2999% | 0.0232% | 0.3231% | 0.5 | 0.646% |
21 | 0.11490 | 0.026 | 5 000 | 0.2999% | 0.0232% | 0.3231% | 0.5 | 0.646% |
22 | 0.11490 | 0.026 | 5 000 | 0.2999% | 0.0232% | 0.3231% | 0.5 | 0.646% |
23 | 0.11490 | 0.026 | 5 000 | 0.2999% | 0.0232% | 0.3231% | 0.5 | 0.646% |
24 | 0.11490 | 0.026 | 5 000 | 0.2999% | 0.0232% | 0.3231% | 0.5 | 0.646% |
25 | 0.12165 | 0.027 | 5 000 | 0.3297% | 0.0247% | 0.3544% | 0.5 | 0.709% |
26 | 0.12165 | 0.027 | 5 000 | 0.3297% | 0.0247% | 0.3544% | 0.5 | 0.709% |
27 | 0.12165 | 0.027 | 5 000 | 0.3297% | 0.0247% | 0.3544% | 0.5 | 0.709% |
28 | 0.12165 | 0.027 | 5 000 | 0.3297% | 0.0247% | 0.3544% | 0.5 | 0.709% |
29 | 0.12165 | 0.027 | 5 000 | 0.3297% | 0.0247% | 0.3544% | 0.5 | 0.709% |
30 | 0.12560 | 0.028 | 5 000 | 0.3529% | 0.0260% | 0.3789% | 0.5 | 0.758% |
31 | 0.12560 | 0.028 | 5 000 | 0.3529% | 0.0260% | 0.3789% | 0.5 | 0.758% |
32 | 0.12560 | 0.028 | 5 000 | 0.3529% | 0.0260% | 0.3789% | 0.5 | 0.758% |
33 | 0.12560 | 0.028 | 5 000 | 0.3529% | 0.0260% | 0.3789% | 0.5 | 0.758% |
34 | 0.12560 | 0.028 | 5 000 | 0.3529% | 0.0260% | 0.3789% | 0.5 | 0.758% |
35 | 0.12969 | 0.029 | 5 000 | 0.3787% | 0.0274% | 0.4061% | 0.5 | 0.812% |
36 | 0.12969 | 0.029 | 5 000 | 0.3787% | 0.0274% | 0.4061% | 0.5 | 0.812% |
37 | 0.12969 | 0.029 | 5 000 | 0.3787% | 0.0274% | 0.4061% | 0.5 | 0.812% |
38 | 0.12969 | 0.029 | 5 000 | 0.3787% | 0.0274% | 0.4061% | 0.5 | 0.812% |
39 | 0.12969 | 0.029 | 5 000 | 0.3787% | 0.0274% | 0.4061% | 0.5 | 0.812% |
40 | 0.13390 | 0.030 | 5 000 | 0.4044% | 0.0287% | 0.4331% | 0.5 | 0.866% |
Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
41 | 0.13390 | 0.030 | 5 000 | 0.4044% | 0.0287% | 0.4331% | 0.5 | 0.866% |
42 | 0.13390 | 0.030 | 5 000 | 0.4044% | 0.0287% | 0.4331% | 0.5 | 0.866% |
43 | 0.13390 | 0.030 | 5 000 | 0.4044% | 0.0287% | 0.4331% | 0.5 | 0.866% |
44 | 0.13390 | 0.030 | 5 000 | 0.4044% | 0.0287% | 0.4331% | 0.5 | 0.866% |
45 | 0.13825 | 0.031 | 5 000 | 0.4313% | 0.0301% | 0.4614% | 0.5 | 0.923% |
46 | 0.13825 | 0.031 | 5 000 | 0.4313% | 0.0301% | 0.4614% | 0.5 | 0.923% |
47 | 0.13825 | 0.031 | 5 000 | 0.4313% | 0.0301% | 0.4614% | 0.5 | 0.923% |
48 | 0.13825 | 0.031 | 5 000 | 0.4313% | 0.0301% | 0.4614% | 0.5 | 0.923% |
49 | 0.13825 | 0.031 | 5 000 | 0.4313% | 0.0301% | 0.4614% | 0.5 | 0.923% |
50 | 0.14771 | 0.032 | 5 000 | 0.4756% | 0.0319% | 0.5075% | 0.5 | 1.015% |
51 | 0.14771 | 0.032 | 5 000 | 0.4756% | 0.0319% | 0.5075% | 0.5 | 1.015% |
52 | 0.14771 | 0.032 | 5 000 | 0.4756% | 0.0319% | 0.5075% | 0.5 | 1.015% |
53 | 0.14771 | 0.032 | 5 000 | 0.4756% | 0.0319% | 0.5075% | 0.5 | 1.015% |
54 | 0.14771 | 0.032 | 5 000 | 0.4756% | 0.0319% | 0.5075% | 0.5 | 1.015% |
55 | 0.15782 | 0.033 | 5 000 | 0.5240% | 0.0338% | 0.5577% | 0.5 | 1.115% |
56 | 0.15782 | 0.033 | 5 000 | 0.5240% | 0.0338% | 0.5577% | 0.5 | 1.115% |
57 | 0.15782 | 0.033 | 5 000 | 0.5240% | 0.0338% | 0.5577% | 0.5 | 1.115% |
58 | 0.15782 | 0.033 | 5 000 | 0.5240% | 0.0338% | 0.5577% | 0.5 | 1.115% |
59 | 0.15782 | 0.033 | 5 000 | 0.5240% | 0.0338% | 0.5577% | 0.5 | 1.115% |
60 | 0.16861 | 0.045 | 5 000 | 0.7503% | 0.0465% | 0.7968% | 0.5 | 1.594% |
61 | 0.16861 | 0.045 | 5 000 | 0.7503% | 0.0465% | 0.7968% | 0.5 | 1.594% |
62 | 0.16861 | 0.045 | 5 000 | 0.7503% | 0.0465% | 0.7968% | 0.5 | 1.594% |
63 | 0.16861 | 0.045 | 5 000 | 0.7503% | 0.0465% | 0.7968% | 0.5 | 1.594% |
64 | 0.16861 | 0.045 | 5 000 | 0.7503% | 0.0465% | 0.7968% | 0.5 | 1.594% |
65 | 0.18015 | 0.045 | 5 000 | 0.8017% | 0.0477% | 0.8494% | 0.5 | 1.699% |
66 | 0.18015 | 0.045 | 5 000 | 0.8017% | 0.0477% | 0.8494% | 0.5 | 1.699% |
67 | 0.18015 | 0.045 | 5 000 | 0.8017% | 0.0477% | 0.8494% | 0.5 | 1.699% |
68 | 0.18015 | 0.045 | 5 000 | 0.8017% | 0.0477% | 0.8494% | 0.5 | 1.699% |
69 | 0.18015 | 0.045 | 5 000 | 0.8017% | 0.0477% | 0.8494% | 0.5 | 1.699% |
70 | 0.19247 | 0.045 | 5 000 | 0.8565% | 0.0490% | 0.9055% | 0.5 | 1.811% |
Б. Расчет базового тарифа по комбинированному страхованию ипотеки в части страхования имущества от гибели или повреждения
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Из за большого объема этот материал размещен на нескольких страницах:
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