Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
18 | 0.03008 | 0.025 | 5 000 | 0.0755% | 0.0120% | 0.0875% | 0.5 | 0.175% |
19 | 0.03008 | 0.025 | 5 000 | 0.0755% | 0.0120% | 0.0875% | 0.5 | 0.175% |
20 | 0.03746 | 0.026 | 5 000 | 0.0978% | 0.0138% | 0.1116% | 0.5 | 0.223% |
21 | 0.03746 | 0.026 | 5 000 | 0.0978% | 0.0138% | 0.1116% | 0.5 | 0.223% |
22 | 0.03746 | 0.026 | 5 000 | 0.0978% | 0.0138% | 0.1116% | 0.5 | 0.223% |
23 | 0.03746 | 0.026 | 5 000 | 0.0978% | 0.0138% | 0.1116% | 0.5 | 0.223% |
24 | 0.03746 | 0.026 | 5 000 | 0.0978% | 0.0138% | 0.1116% | 0.5 | 0.223% |
25 | 0.04665 | 0.027 | 5 000 | 0.1264% | 0.0160% | 0.1424% | 0.5 | 0.285% |
26 | 0.04665 | 0.027 | 5 000 | 0.1264% | 0.0160% | 0.1424% | 0.5 | 0.285% |
27 | 0.04665 | 0.027 | 5 000 | 0.1264% | 0.0160% | 0.1424% | 0.5 | 0.285% |
28 | 0.04665 | 0.027 | 5 000 | 0.1264% | 0.0160% | 0.1424% | 0.5 | 0.285% |
29 | 0.04665 | 0.027 | 5 000 | 0.1264% | 0.0160% | 0.1424% | 0.5 | 0.285% |
30 | 0.05809 | 0.028 | 5 000 | 0.1632% | 0.0183% | 0.1816% | 0.5 | 0.363% |
31 | 0.05809 | 0.028 | 5 000 | 0.1632% | 0.0183% | 0.1816% | 0.5 | 0.363% |
32 | 0.05809 | 0.028 | 5 000 | 0.1632% | 0.0183% | 0.1816% | 0.5 | 0.363% |
33 | 0.05809 | 0.028 | 5 000 | 0.1632% | 0.0183% | 0.1816% | 0.5 | 0.363% |
34 | 0.05809 | 0.028 | 5 000 | 0.1632% | 0.0183% | 0.1816% | 0.5 | 0.363% |
35 | 0.07233 | 0.029 | 5 000 | 0.2112% | 0.0211% | 0.2323% | 0.5 | 0.465% |
36 | 0.07233 | 0.029 | 5 000 | 0.2112% | 0.0211% | 0.2323% | 0.5 | 0.465% |
37 | 0.07233 | 0.029 | 5 000 | 0.2112% | 0.0211% | 0.2323% | 0.5 | 0.465% |
38 | 0.07233 | 0.029 | 5 000 | 0.2112% | 0.0211% | 0.2323% | 0.5 | 0.465% |
39 | 0.07233 | 0.029 | 5 000 | 0.2112% | 0.0211% | 0.2323% | 0.5 | 0.465% |
40 | 0.08950 | 0.030 | 5 000 | 0.2703% | 0.0241% | 0.2944% | 0.5 | 0.589% |
Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
41 | 0.08950 | 0.030 | 5 000 | 0.2703% | 0.0241% | 0.2944% | 0.5 | 0.589% |
42 | 0.08950 | 0.030 | 5 000 | 0.2703% | 0.0241% | 0.2944% | 0.5 | 0.589% |
43 | 0.08950 | 0.030 | 5 000 | 0.2703% | 0.0241% | 0.2944% | 0.5 | 0.589% |
44 | 0.08950 | 0.030 | 5 000 | 0.2703% | 0.0241% | 0.2944% | 0.5 | 0.589% |
45 | 0.10963 | 0.031 | 5 000 | 0.3421% | 0.0272% | 0.3693% | 0.5 | 0.739% |
46 | 0.10963 | 0.031 | 5 000 | 0.3421% | 0.0272% | 0.3693% | 0.5 | 0.739% |
47 | 0.10963 | 0.031 | 5 000 | 0.3421% | 0.0272% | 0.3693% | 0.5 | 0.739% |
48 | 0.10963 | 0.031 | 5 000 | 0.3421% | 0.0272% | 0.3693% | 0.5 | 0.739% |
49 | 0.10963 | 0.031 | 5 000 | 0.3421% | 0.0272% | 0.3693% | 0.5 | 0.739% |
50 | 0.13024 | 0.032 | 5 000 | 0.4194% | 0.0303% | 0.4496% | 0.5 | 0.899% |
51 | 0.13024 | 0.032 | 5 000 | 0.4194% | 0.0303% | 0.4496% | 0.5 | 0.899% |
52 | 0.13024 | 0.032 | 5 000 | 0.4194% | 0.0303% | 0.4496% | 0.5 | 0.899% |
53 | 0.13024 | 0.032 | 5 000 | 0.4194% | 0.0303% | 0.4496% | 0.5 | 0.899% |
54 | 0.13024 | 0.032 | 5 000 | 0.4194% | 0.0303% | 0.4496% | 0.5 | 0.899% |
55 | 0.14408 | 0.033 | 5 000 | 0.4783% | 0.0325% | 0.5109% | 0.5 | 1.022% |
56 | 0.14408 | 0.033 | 5 000 | 0.4783% | 0.0325% | 0.5109% | 0.5 | 1.022% |
57 | 0.14408 | 0.033 | 5 000 | 0.4783% | 0.0325% | 0.5109% | 0.5 | 1.022% |
58 | 0.14408 | 0.033 | 5 000 | 0.4783% | 0.0325% | 0.5109% | 0.5 | 1.022% |
59 | 0.14408 | 0.033 | 5 000 | 0.4783% | 0.0325% | 0.5109% | 0.5 | 1.022% |
60 | 0.15939 | 0.045 | 5 000 | 0.7093% | 0.0455% | 0.7548% | 0.5 | 1.510% |
61 | 0.15939 | 0.045 | 5 000 | 0.7093% | 0.0455% | 0.7548% | 0.5 | 1.510% |
62 | 0.15939 | 0.045 | 5 000 | 0.7093% | 0.0455% | 0.7548% | 0.5 | 1.510% |
63 | 0.15939 | 0.045 | 5 000 | 0.7093% | 0.0455% | 0.7548% | 0.5 | 1.510% |
64 | 0.15939 | 0.045 | 5 000 | 0.7093% | 0.0455% | 0.7548% | 0.5 | 1.510% |
65 | 0.17633 | 0.045 | 5 000 | 0.7847% | 0.0473% | 0.8320% | 0.5 | 1.664% |
66 | 0.17633 | 0.045 | 5 000 | 0.7847% | 0.0473% | 0.8320% | 0.5 | 1.664% |
67 | 0.17633 | 0.045 | 5 000 | 0.7847% | 0.0473% | 0.8320% | 0.5 | 1.664% |
68 | 0.17633 | 0.045 | 5 000 | 0.7847% | 0.0473% | 0.8320% | 0.5 | 1.664% |
69 | 0.17633 | 0.045 | 5 000 | 0.7847% | 0.0473% | 0.8320% | 0.5 | 1.664% |
70 | 0.19506 | 0.045 | 5 000 | 0.8680% | 0.0492% | 0.9172% | 0.5 | 1.834% |
А.12. Расчет базового тарифа для женщин по риску «смерть НС»
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Из за большого объема этот материал размещен на нескольких страницах:
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