Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
18 | 0.05342 | 0.094 | 5 000 | 0.5043% | 0.0593% | 0.5636% | 0.5 | 1.127% |
19 | 0.05342 | 0.094 | 5 000 | 0.5043% | 0.0593% | 0.5636% | 0.5 | 1.127% |
20 | 0.04776 | 0.098 | 5 000 | 0.4690% | 0.0585% | 0.5275% | 0.5 | 1.055% |
21 | 0.04776 | 0.098 | 5 000 | 0.4690% | 0.0585% | 0.5275% | 0.5 | 1.055% |
22 | 0.04776 | 0.098 | 5 000 | 0.4690% | 0.0585% | 0.5275% | 0.5 | 1.055% |
23 | 0.04776 | 0.098 | 5 000 | 0.4690% | 0.0585% | 0.5275% | 0.5 | 1.055% |
24 | 0.04776 | 0.098 | 5 000 | 0.4690% | 0.0585% | 0.5275% | 0.5 | 1.055% |
25 | 0.04210 | 0.102 | 5 000 | 0.4298% | 0.0572% | 0.4870% | 0.5 | 0.974% |
26 | 0.04210 | 0.102 | 5 000 | 0.4298% | 0.0572% | 0.4870% | 0.5 | 0.974% |
27 | 0.04210 | 0.102 | 5 000 | 0.4298% | 0.0572% | 0.4870% | 0.5 | 0.974% |
28 | 0.04210 | 0.102 | 5 000 | 0.4298% | 0.0572% | 0.4870% | 0.5 | 0.974% |
29 | 0.04210 | 0.102 | 5 000 | 0.4298% | 0.0572% | 0.4870% | 0.5 | 0.974% |
30 | 0.03643 | 0.106 | 5 000 | 0.3858% | 0.0554% | 0.4412% | 0.5 | 0.882% |
31 | 0.03643 | 0.106 | 5 000 | 0.3858% | 0.0554% | 0.4412% | 0.5 | 0.882% |
32 | 0.03643 | 0.106 | 5 000 | 0.3858% | 0.0554% | 0.4412% | 0.5 | 0.882% |
33 | 0.03643 | 0.106 | 5 000 | 0.3858% | 0.0554% | 0.4412% | 0.5 | 0.882% |
34 | 0.03643 | 0.106 | 5 000 | 0.3858% | 0.0554% | 0.4412% | 0.5 | 0.882% |
35 | 0.03077 | 0.110 | 5 000 | 0.3378% | 0.0529% | 0.3908% | 0.5 | 0.782% |
36 | 0.03077 | 0.110 | 5 000 | 0.3378% | 0.0529% | 0.3908% | 0.5 | 0.782% |
37 | 0.03077 | 0.110 | 5 000 | 0.3378% | 0.0529% | 0.3908% | 0.5 | 0.782% |
38 | 0.03077 | 0.110 | 5 000 | 0.3378% | 0.0529% | 0.3908% | 0.5 | 0.782% |
39 | 0.03077 | 0.110 | 5 000 | 0.3378% | 0.0529% | 0.3908% | 0.5 | 0.782% |
40 | 0.02511 | 0.114 | 5 000 | 0.2852% | 0.0496% | 0.3348% | 0.5 | 0.670% |
Возраст | Вероятность наступления страхового случая (q) | Убыточность страховой суммы (Sb / S) | Планируемое число договоров (n) | Основная часть нетто-ставки | Рисковая надбавка | Нетто-ставка | Нагрузка (f) | Брутто-ставка |
41 | 0.02511 | 0.114 | 5 000 | 0.2852% | 0.0496% | 0.3348% | 0.5 | 0.670% |
42 | 0.02511 | 0.114 | 5 000 | 0.2852% | 0.0496% | 0.3348% | 0.5 | 0.670% |
43 | 0.02511 | 0.114 | 5 000 | 0.2852% | 0.0496% | 0.3348% | 0.5 | 0.670% |
44 | 0.02511 | 0.114 | 5 000 | 0.2852% | 0.0496% | 0.3348% | 0.5 | 0.670% |
45 | 0.01944 | 0.118 | 5 000 | 0.2285% | 0.0453% | 0.2737% | 0.5 | 0.547% |
46 | 0.01944 | 0.118 | 5 000 | 0.2285% | 0.0453% | 0.2737% | 0.5 | 0.547% |
47 | 0.01944 | 0.118 | 5 000 | 0.2285% | 0.0453% | 0.2737% | 0.5 | 0.547% |
48 | 0.01944 | 0.118 | 5 000 | 0.2285% | 0.0453% | 0.2737% | 0.5 | 0.547% |
49 | 0.01944 | 0.118 | 5 000 | 0.2285% | 0.0453% | 0.2737% | 0.5 | 0.547% |
50 | 0.01378 | 0.121 | 5 000 | 0.1671% | 0.0395% | 0.2066% | 0.5 | 0.413% |
51 | 0.01378 | 0.121 | 5 000 | 0.1671% | 0.0395% | 0.2066% | 0.5 | 0.413% |
52 | 0.01378 | 0.121 | 5 000 | 0.1671% | 0.0395% | 0.2066% | 0.5 | 0.413% |
53 | 0.01378 | 0.121 | 5 000 | 0.1671% | 0.0395% | 0.2066% | 0.5 | 0.413% |
54 | 0.01378 | 0.121 | 5 000 | 0.1671% | 0.0395% | 0.2066% | 0.5 | 0.413% |
55 | 0.00812 | 0.125 | 5 000 | 0.1016% | 0.0314% | 0.1330% | 0.5 | 0.266% |
56 | 0.00812 | 0.125 | 5 000 | 0.1016% | 0.0314% | 0.1330% | 0.5 | 0.266% |
57 | 0.00812 | 0.125 | 5 000 | 0.1016% | 0.0314% | 0.1330% | 0.5 | 0.266% |
58 | 0.00812 | 0.125 | 5 000 | 0.1016% | 0.0314% | 0.1330% | 0.5 | 0.266% |
59 | 0.00812 | 0.125 | 5 000 | 0.1016% | 0.0314% | 0.1330% | 0.5 | 0.266% |
60 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
61 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
62 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
63 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
64 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
65 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
66 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
67 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
68 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
69 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
70 | 0.00812 | 0.167 | 5 000 | 0.1359% | 0.0419% | 0.1778% | 0.5 | 0.356% |
А.22. Расчет базового тарифа для женщин по риску «ВПУТ ЕП» («ВППОТ ЕП»)
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